GrandpAI
Cuppa with GrandpAI

Your home loan could be costing you thousands.*

Fees you don't use. An offset that doesn't offset. A rate that's quietly crept up. Upload your loan and I'll show you what you're paying for, what suits you, and what to ask your broker.

Check my loan, freeA 5-minute cuppa with GrandpAI · No account

Your personal details are removed first. Nothing from your document is saved.

See how it works

* Example: $30,000 in an offset next to a fixed rate it doesn't apply to saves nothing. Linked to a 6% variable split, it would save about $1,800 a year. Illustrative only; rate assumed.

GrandpAI, smiling

Pop the kettle on. This won't take long.

How a cuppa works

  1. 1Upload your loan documentYour offer, contract, statement or other home loan document, as a PDF.
  2. 2Tell me what suits youOne feature at a time: yes, something else, or not sure.
  3. 3Take your list to your brokerWhat to keep, what to ask about, and the questions to ask.
Before we start

Your details come off first.

Your name, address, contact details and account numbers are taken out before anything reads your document. What's left is your loan, not you.

Nothing from your document is saved. Close the tab and it's gone.

The app's screen after upload: your personal details were removed, listing names, street addresses, bank account details and account numbers taken out.
Then, one feature at a time

I show you what your loan has. You tell me if it suits you.

Plain English, straight from your document. If something doesn't suit you, we look at what might. Not sure? That's fine too. It goes on your list.

The rate type question: your loan has Variable, from your document. Does this suit you? Buttons: Yes, it suits me; I'd like something else; Not sure.
See what your loan has, taken from your document.
After choosing something else for repayment frequency: weekly or fortnightly is selected, with the button I'd like weekly or fortnightly.
Something you'd change? Pick what would suit you better.
What you take away

A list for your broker.

At the end you get your own report, ready to take to your broker:

  • What to discuss. The features you'd like to change.
  • What suits you. The features to keep as they are.
  • The questions to ask. Ready to tick off with your broker.
  • Dates to know. Taken from your document.

Keep a copy as a PDF.

Sample report
The top of a sample report for Sam: 2 to discuss, 1 not sure yet, 15 suit you as they are, then the features, starting with rate type: you have variable, you'd like split, to discuss.
…and the rest of your report

Ready for a cuppa?

Have your loan document handy as a PDF. I'll take it from there.

Start our cuppaFree · No account · Nothing saved